HZZO List of Local Health Insurance Offices
Every resident of Croatia is required to have national health insurance through the state provider Hrvatski Zavod Za Zdravstveno Osiguranje or HZZO, for short. Below is a list of all of the regional and branch HZZO offices in Croatia including addresses, phone numbers and working hours.
This office list is straight from HZZO. However, phone numbers change, obscure offices close, and Google for the purposes of finding places, typically sucks, especially in Croatia. If you find any discrepancies with this list, please let us know. We’d be more than happy to make updates based on your practical experience.
Main HZZO Phone Numbers
Mandatory Insurance: 0800 7979
Dopunsko (Supplemental) Insurance: 0800 7989
Ministry of Health: 0800 7999
Working Hours, Monday to Friday: 8.00 – 16.00
Regional and Local HZZO Office Locations
| City/Town/Island | Address | Telephone | Working Hours (M-F) |
|---|---|---|---|
| Beli Manastir | Kardinala A. Stepinca 2a, 31300 Beli Manastir | 031/701-347 | 7.00 – 15.00 |
| Benkovac | Ivana Meštrovića 7, 23420 Benkovac | 023/681-162 | 7.00 - 15:00 |
| Biograd n/m | Tvrtkova 5, 23210 Biograd n/m | 023/383-815 | 7.00 - 15:00 |
| Bjelovar | Strossmayerova 2, 43 000 Bjelovar | 043/225-500 | 8.00 – 16.00 |
| Buzet | Trg Fontana 3, 52 420 Buzet | 052/662-842 | 8.00 - 16.00 |
| Čabar | I. G. Kovačića 11/I, 51306 Čabar | 051/821-176 | 7.00 – 15.00 |
| Čakovec | Eugena Kvaternika 2, 40 000 Čakovec | 040/372-900 | 8.00 – 16.00 |
| Čazma | Trg čazmanskog Kaptola 6, 43 240 Čazma | 043/444-365 | 8.00 – 16.00 |
| Crikvenica | I. Skomerže 1, 51260 Crikvenica | 051/241-245 | 7.00 – 15.00 |
| Đakovo | P. Preradovića 15, 31400 Đakovo | 031/811-054 | 7.00 – 15.00 |
| Daruvar | Trg dr. Franje Tuđmana 8, 43 500 Daruvar | 043/675-863 | 8.00 – 16.00 |
| Delnice | Trg 138. brigade HV 4, 51300 Delnice | 051/812-285 | 7.00 – 15.00 |
| Donja Stubica | Toplička cesta 10, 49 240 Donja Stubica | 049/658-562 | 8.00 - 16.00 |
| Donji Lapac | S. S. Kranjčevića 7b, 53250 Donji Lapac | 053/765-835 | 8.00 - 13.00 |
| Donji Miholjac | Vukovarska 7, 31540 Donji Miholjac | 031/631-736 | 7.00 – 15.00 |
| Drniš | Kralja Zvonimira 8, 22320 Drniš | 022/888-480 | 7.00 - 15:00 |
| Dubrovnik | Bana J. Jelačića 2, 20 000 Dubrovnik | 020/422-555 | 7.15 - 16.00 |
| Duga Resa | Trg Svetog Jurja 3, 47 250 Duga Resa | 047/844-285 | 7.00 – 15.00 |
| Dugo Selo | Josipa Zorića 7, 10370 Dugo Selo | 01/2753-944 | 8.00 – 16.00 |
| Đurđevac | Trg Svetog Jurja 1, 48 350 Đurđevac | 048/812-161 | 8.00 - 16.00 |
| Dvor | Trg bana J. Jelačića 10, 44 440 Dvor | 044/871-186 | 7.30 - 15.30 |
| Garešnica | Vladimira Nazora 27/b, 43 280 Garešnica | 043/638-680 | 8.00 – 16.00 |
| Glina | Vukovarska 41, 44 400 Glina | 044/527-420 | 8.00 - 16.00 |
| Gospić | Dr. Franje Tuđmana 6, 53000 Gospić | 053/560-810 | 8.00 - 16.00 |
| Gračac | Školska ulica 1, 23440 Gračac | 023/773-460 | 7.00 - 15:00 |
| Grubišno Polje | Matije Antuna Reljkovića 3, 43 290 Grubišno Polje | 043/485-052 | 8.00 – 16.00 |
| Hvar | Ulica Hanibala Lucića 22, 21450 Hvar | 021/742-167 | 7.00 – 15.00 |
| Ilok | J. J. Strossmayera 57, 32236 Ilok | 032/590-440 | 7.00 - 15:00 |
| Imotski | B. Bušića 31, 21260 Imotski | 021/841-035 | 7.00 – 15.00 |
| Ivanec | V. Nazora 6, 42 240 Ivanec | 042/782-508 | 7.00 - 15:00 |
| Ivanić Grad | Športska ulica 1, 10310 Ivanić Grad | 01/2881-638 | 8.00 – 16.00 |
| Jastrebarsko | Zrinski-Frankopanska 2, 10450 Jastrebarsko | 01/6281-378 | 8.00 – 16.00 |
| Karlovac | Domobranska 4, 47 000 Karlovac | 047/843-400 047/843–401 | 7.00 – 15.00 Wednesdays 7.00 – 16.00 |
| Kaštel Sućurac | Kneza Trpimira 1, 21212 Kaštel Sućurac | 021/225-784 | 7.00 – 15.00 |
| Klanjec | Trg mira 6, 49290 Klanjec | 049/658-581 | 8.00 - 16.00 |
| Knin | D. Šimunovića 4, 22300 Knin | 022/663-647 | 7.00 - 15:00 |
| Komiža | Ribarska 7, 21485 Komiža | 021/713-077 | 7.00 – 15.00 |
| Koprivnica | Hrvatske državnosti 3, 48 000 Koprivnica | 048/621-077 | 8.00 - 16.00 Wednesdays 8.00 - 18.00 |
| Korčula | Kalac bb, 20 260 Korčula | 020/711-033 | 8.00 - 16.00 |
| Korenica | Josipa Jovića 16, 53230 Korenica | 053/776-291 | 7.00 - 15.00 |
| Kostajnica | Ulica Josipa Marića 2, 44 430 Kostajnica | 044/851-471 | 8.00 - 16.00 |
| Krapina | Ivana Rendića 7, 49 000 Krapina | 049/658-628 049/658-629 049/658-600 | 8.00 - 16.00 Wednesdays 8.00 - 17.00 |
| Križevci | Petra Zrinskog 8, 48 260 Križevci | 048/279-280 | 8.00 - 16.00 |
| Krk | Bodulska bb, 51500 Krk | 051/221-037 | 7.00 – 15.00 |
| Kutina | Trg kralja Tomislava 17b, 44 320 Kutina | 044/683-948 | 8.00 - 16.00 |
| Labin | Zelenice 44, 52 220 Labin | 052/855-190 | 8.00 - 16.00 |
| Lastovo | Dolac 5, 20 290 Lastovo | 020/801-063 | 8.00 - 16.00 |
| Ludbreg | Bana J. Jelačića 20, 42 230 Ludbreg | 042/819-336 | 7.00 - 15:00 |
| Makarska | Trg 4. svibnja 533 br. 4, 21300 Makarska | 021/611-422 | 7.00 – 15.00 |
| Mali Lošinj | Braće Vidulić 54 A, 51550 Mali Lošinj | 051/661-800 | 7.00 – 15.00 |
| Metković | Stjepana Radića 32, 20 350 Metković | 020/681-233 | 8.00 - 16.00 |
| Mursko Središće | Josipa Broza Tita 3, 40 315 Mursko Središće | 040/638-601 | 8.00 – 16.00 |
| Našice | Sokolska 2, 31500 Našice | 031/613-441 | 7.00 – 15.00 |
| Nova Gradiška | Slavonskih Graničara 12, 35400 Nova Gradiška | 035/361-992 | 7.15 - 16.00 |
| Novalja | Špital 1, 53291 Novalja | 053/661-134 | 7.00 - 15.00 |
| Novi Marof | Možđenec 1/b, 42 220 Novi Marof | 042/290-490 | 7.00 - 15:00 |
| Novi Zagreb | Remetinečki gaj 14, 10020 Novi Zagreb | 01/6593-600 | 8.00 – 16.00 |
| Novska | Zagrebačka ulica 6, 44 330 Novska | 044/600-073 | 8.00 - 16.00 |
| Obrovac | Ulica Stjepana Radića 39, 23450 Obrovac | 023/689-383 | 7.00 - 15:00 |
| Ogulin | I. Brlić Mažuranić 3/e, 47 300 Ogulin | 047/522-174 | 7.00 – 15.00 |
| Omiš | Četvrt Ribnjak 4, 21310 Omiš | 021/551-100 | 7.00 – 15.00 |
| Opatija | Nikole Tesle 2, 51410 Opatija | 051/271-952 051/711-018 | 7.00 – 15.00 |
| Orahovica | Trg plemenitih Mihalovića 2/c, 33515 Orahovica | 033/673-297 | 8.00 - 16.00 |
| Osijek | Kapucinska ulica 33, 31000 Osijek | 031/220-800 | 8.00 – 16.00 |
| Otočac | Vladimira Nazora 12, 53220 Otočac | 053/741-135 | 8.00 - 16.00 |
| Otok | Vladimira Nazora 1, 32252 Otok | 032/394-277 | 7.00 - 15:00 |
| Ozalj | Trg braće Radić 5, 47 280 Ozalj | 047/731-111 | 7.00 – 15.00 |
| Pag | Prosika 17, 23250 Pag | 023/611-035 | 7.00 - 15:00 |
| Pakrac | Hrvatskih Velikana 12, 34550 Pakrac | 034/411-215 | 7.00 - 16.00 |
| Pazin | Prolaz Otokara Keršovanija 2, 52 000 Pazin | 052/610-000 | 8.00 – 16.00 Tuesdays 8.00 – 19.00 |
| Petrinja | Radoslava Lopašića 1/A, 44 250 Petrinja | 044/515-193 | 8.00 - 16.00 |
| Pitomača | Ljudevita Gaja 26, 33405 Pitomača | 033/782-565 | 8.00 - 16.00 |
| Pleternica | Prilaz 20, 34310 Pleternica | 034/252-015 | 7.00 - 16.00 |
| Ploče | Neretvanskih Gusara 8, 20 340 Ploče | 020/679-219 | 8.00 - 16.00 |
| Poreč | N. Tesle 5, 52 440 Poreč | 052/432-340 | 8.00 - 16.00 |
| Požega | Republike Hrvatske 1c, 34000 Požega | 034/254-960 | 7.00 - 16.00 |
| Pregrada | Ljudevita Gaja 8, 49 218 Pregrada | 049/658-572 | 8.00 - 16.00 |
| Prelog | Glavna ulica 35, 40 323 Prelog | 040/645-285 | 8.00 – 16.00 |
| Pula | Besenghijeva 1, 52 100 Pula | 052/213-055 | 8.00 - 16.00 |
| Rab | Palit 143a, 51280 Rab | 051/724-174 | 7.00 – 15.00 |
| Rijeka | Slogin kula 1, 51001 Rijeka *Regional Office | 051/355-311 | 7.00 – 15.00 Tuesdays 7.00 - 17.00 |
| Rovinj | Carera 21, 52 210 Rovinj | 052/803-500 | 8.00 - 16.00 |
| Samobor | Trg Matice Hrvatske 7, 10430 Samobor | 01/3360-963 | 8.00 – 16.00 |
| Senj | S. S. Kranjčevića 3b, 53270 Senj | 053/881-220 | 8.00 - 16.00 |
| Sesvete | Varaždinska 1/II, 10360 Sesvete | 01/2025-342 | 8.00 – 16.00 |
| Šibenik | Biskupa Jerolima Milete 12, 22000 Šibenik | 022/201-500 | 7.00 - 15:00 |
| Sinj | Put Odrine 3, 21230 Sinj | 021/821-129 | 7.00 – 15.00 |
| Sisak | Franje Lovrića 2, 44 000 Sisak | 044/515-400 | 8.00 - 16.00 Wednesdays 8.00 - 17.00 |
| Slatina | Julija Burgera 3, 33520 Slatina | 033/551-350 | 8.00 - 16.00 |
| Slavonski Brod | Tome Skalice 4, Slavonski Brod | 035/637-266 | 7.15 - 16.00 |
| Slunj | Školska 1, 47 240 Slunj | 047/777-104 | 7.00 – 15.00 |
| Solin | Put Majdana 3/A, 21210 Solin | 021/210-080 | 7.00 – 15.00 |
| Split | Obala Kneza Branimira 14, 21000 Split *Regional Office | 021/408-900 | 7.00 – 15.00 |
| Supetar | M. Vodanovića 26, 21400 Supetar | 021/631-109 | 7.00 – 15.00 |
| Sv. Ivan Zelina | Bocakova ulica 2, 10380 Sv. Ivan Zelina | 01/2060-602 | 8.00 – 16.00 |
| Topusko | Vranovinska cesta 6, 44 415 Topusko | 044/885-365 | 7.30 - 15.30 |
| Trogir | Kardinala Alojzija Stepinca 17, 21220 Trogir | 021/882-944 | 7.00 – 15.00 |
| Umag | Eduarda Pascalia 3a, 52 470 Umag | 052/741-036 | 8.00 - 16.00 |
| Valpovo | Osječka 4, 31550 Valpovo | 031/651-088 | 7.00 – 15.00 |
| Varaždin | Kolodvorska 20 c , 42 000 Varaždin | 042/398-600 | 7.00 - 15:00 |
| Velika Gorica | Trg kralja Krešimira 4/IV, 10410 Velika Gorica | 01/6259-131 | 8.00 – 16.00 |
| Vinkovci | Splitska 16/a, 32100 Vinkovci | 032/308-911 | 7.00 - 15:00 |
| Virovitica | Vladimira Nazora 2, 33000 Virovitica | 033/840-600 | 8.00 - 16.00 Tuesdays 16.00 – 17.00 |
| Vodice | Obala Juričev Ive Cote 9, 22211 Vodice | 022/442-026 022/442-421 | 7.00 - 15:00 |
| Vojnić | Trg S. Radića 1, 44 420 Vojnić | 047/883-177 | 7.00 – 15.00 |
| Vrbovec | Ulica Bubanj 33/I, 10340 Vrbovec | 01/2791-409 | 8.00 – 16.00 |
| Vrbovsko | Franje Račkoga 5, 51326 Vrbovsko | 051/875-127 | 7.00 – 15.00 |
| Vrgorac | Trg Hrvatskih branitelja 3, 21276 Vrgorac | 021/674-057 | 7.00 – 15.00 |
| Vukovar | Andrije Hebranga 3, 32010 Vukovar | 032/441-725 | 1.7 - 30.9 7.00 - 15.00 |
| Zabok | Ulica Matije Gupca 47, 49 210 Zabok | 049/658-250 | 8.00 - 16.00 |
| Zadar | Š. Kožičića-Benje 2, 23000 Zadar | 023/208-900 | 7.00 - 15:00 |
| Zagreb | Mihanovićeva 3, 10000 Zagreb *Regional Office | 01/4577-150 | 8.00 – 16.00 |
| Zagreb | Kneza Branimira 37, 10000 Zagreb | 01/4697-800 | 8.00 – 16.00 |
| Zagreb | Ivekovićeva 17, 10000 Zagreb | 01/2451-544 | 8.00 – 16.00 |
| Zagreb | Jukićeva 12, 10000 Zagreb | 01/4882-100 | 8.00 – 16.00 |
| Zagreb | Klovićeva 1, 10000 Zagreb | 01/2359-555 | 8.00 – 16.00 |
| Zagreb | Kruge 44, 10000 Zagreb | 01/6151-796 | 8.00 – 16.00 |
| Zagreb | Andrija Žaje 42 - 44, 10000 Zagreb | 01/4722-074 | 8.00 – 16.00 |
| Zaprešić | Pavla Lončara 1, 10290 Zaprešić | 01/3340-033 | 8.00 – 16.00 |
| Zlatar | Park hrvatske mladeži 2, 49 250 Zlatar | 049/658-592 | 8.00 - 16.00 |
| Županja | Dr. Franje Račkog 32, 32270 Županja | 032/831-654 | 7.00 - 15:00 |
Please note: Information provided by Expat in Croatia is only for the purposes of guidance. It does not constitute legal or financial advice in any form. Croatian laws and bureaucratic rules often change, and each personal case is individual, so different rules may apply. For legal advice, contact us to consult with a licensed Croatian lawyer. For financial advice, contact us to consult with a licensed Croatian tax advisor or accountant.
